Any antenna shorter than its natural resonant length, made to behave as though it were longer. The shrinking is done by adding inductance (a loading coil), adding capacitance (a top hat), or folding the wire into a helix or meander. It makes antennas fit on a car, a handheld or a small lot. It never makes them as efficient as a full-size antenna.
Why short means inefficient
An antenna turns power into radio waves through its radiation resistance, a fictional resistor that stands in for the power that leaves as waves. Everything else, such as the coil's wire, the ground and the conductors, is loss resistance. They sit in series, so the same current flows through both and power splits in proportion:
Efficiencyη = Rrad ÷ (Rrad + Rloss)
A short antenna has little radiation resistance. Losses do not shrink with it, so the wasted share grows. Approximate numbers for a short whip over ground, with 5 Ω of coil and ground loss (illustrative):
Whip height
Radiation resistance
Efficiency
¼ λ (full size)
36 Ω
88%
0.15 λ
about 9 Ω
about 64%
0.10 λ
about 4 Ω
about 44%
0.05 λ
about 1 Ω
about 17%
Illustrative model. Lower frequency or shorter whip: radiation resistance drops fast, and the coil's own resistance takes a bigger share.
The slider shows the other half of the trade: the coil that cancels the whip's reactance has its own resistance, equal to its reactance divided by its Q. A better coil, with thick wire and a good form, wastes less. A shorter whip needs a bigger coil and loses more.
Narrow bandwidth
Illustrative: a resonant antenna matched at its center frequency. Narrow dip = high Q = narrow SWR bandwidth.
To add reactance without adding radiation, the antenna ends up with large stored energy compared with the power it radiates: a high Q. High Q gives a narrow bandwidth, so a loaded antenna must be retuned when you move across a band. The loss and the narrowness are two sides of the same fact.
Making the best of it
Spend length where the current is. Radiation comes from current, and current is greatest near the feed point. Top-loading with a hat and center-loading with a coil let more of the radiator carry current than a coil at the base; see Mobile whips and loading coils.
Know when it matters less. On the low HF bands the noise from the sky is high enough that a weak signal is limited by noise, not by the antenna, so a small loss hurts receiving less than it hurts transmitting.